Almost 50% of people under the age of 45 have a side hustle.

And here's some shocking news for some of you...

That means you are a "business owner".

But the problem is a lot of people don't think of themselves that way and...

A lot of advice online about being successful is obvious.

But do you know why?

Because the heavy-majority of the population won't even do the absolute basics to give them a chance at success and the life they want.

I mean,...

This year is going to go down as one of the most unique of my life.

There were just a lot of things that happened that have never or rarely ever happened to me.

Here's a few examples:

• First year since I was 15 I didn't g
...

Do you live in a commune? Plan on never having children? Like living in a van or tiny home?

Then the FI/RE movement (Financial Independence/Retire Early) may be great for you!

But if you're like 99% of other people that don...

You have goals and you're pushing hard to stay focused.

But life comes at you fast in December...

• Holiday shopping for family, loved ones and Susan at the office because she's your White Elephant gift this year
• End of ye
...

It's the season of giving and my family LOVES to give gifts to each other.

But we have an awesome problem...we have a huge family.

On my side, I have 4 siblings (and 3 nieces) and on my wife's side she has 2 siblings (with ...

"I just wanted to tell you that 5-minute conversation we had saved me $2300!"

A guy at church just told me this.

What was the conversation about?

Negotiating your bills.

I told him to take a few hours and get some quotes on insur...

You're missing out risk-free money.

I mean, as long as the banks don't go bankrupt, that is, which is unlikely.

You need to go dump whatever pile of cash you have lying around that's not meant to pay your monthly bills into...

I worked in the tech industry for a long time.

I know people in professional services, healthcare, law and at the top of their game in almost every industry there is.

The CEOs I've met over the years ranged from companies t...

This may be one of the most important posts I ever write around money. And it may look click-baity but that title is more serious than a snakebite.

This community is full of Heroes and Heroes know that the status quo doesn't...

"Yeah, yeah, I know what a 'system' is."

This is what I hear when I ask someone what it is.

I always get the same type of answer.

A loose example of a real-world system and the word "inter-connected" usually gets used inst...

I laugh when I hear people say you should just save up to buy house with cash. 

Anyone recommending this is out of touch with reality and playing by money rules that are 30 years old.

We have a housing crisis on our hands t...

My role in life has become clear over the years.

It's basically to say the unpopular things that no one wants to say out loud.

So I'm going to absolutely ruin some click-baity YouTube videos for you right now...

But you ne...

I was a guest on a podcast recently and the host hit me with a question I get a lot.

"That's the problem...I have no idea where to start! How do you figure that out?"

Unfortunate fact: Most people are overwhelmed with too m...

If you've ever paid any attention to the personal finance world, you've heard some stat around how 2 out of 3 people don't have a budget.

I mean...how could that be?

They're so important. They're so easy. They're totally fr...

What is a money system? In the larger economic world, they call them "monetary systems". 

It's simply a set of policies, frameworks and institutions that impact creation and the flow of money.

If you're screaming "explain i...

 ”An investment in knowledge pays the best dividends.” – Benjamin Franklin

What is so important about money that presidents, poets, philosophers and the Bible have to talk about it so much?

It's all over the place in all of...

You probably first heard the term "velocity" in high school physics or watching a Top Gun movie.

Velocity is speed + direction.

When we are talking about money, the idea of the "velocity of money" is something people never ...

I just turned 36. 

If I could travel back in time 10 years ago and tell myself 3 lessons to help me get rich faster (and no, something uber-specific like buy bitcoin isn't what I mean), then this would be my advice.

Lesson ...